Since the COVID-19 pandemic, the world has seen the need for remote work, but it also comes with a lot of risks—especially in the Philippines where cyber attacks and online scams are common.

Liberty Insurance’s Personal Cybercrime Insurance Policy protects students & employees in the Philippines against possible losses and damages caused from working online.

Benefits & Coverages

Cyber Attack Covers for the data recovery and system restoration costs	Cyberbullying Covers the cost to reduce and mitigate the impact of unlawful harassment online done by a third-party
Identity Theft Reimburses the money spent in rectifying records with banks and government entities, including lost wages	Stress & Burnout Covers the cost of a doctor’s consultation due to stress and/or burnout from online classes or work
Cyber Extortion Reimburses any money paid to end an extortion threat	Online Shopping Reimburses cost of goods purchased online but were not delivered or refunded

Who Are Covered?

• Filipinos and foreigners aged 17 to 60 years old permanently residing in the Philippines or are holders of a valid working or student visa for foreigners
• Company owners or officers or employees of a company working from home
• Students enrolled in college or graduate school doing online classes at home