Provides protection for your residential, commercial, and industrial assets like:
- Buildings
- Machinery and equipment
- Tools, spare parts and accessories
- Trade stocks, goods or merchandise
- Appliances, utensils, furniture, fixtures and fittings
- All kinds personal effects EXCEPT cash, jewelries, antiques and artworks
- Betterments and improvements
and other properties that can be covered against losses or damage caused by fire and/or lightning.
The insurance can be extended to damages brought about by the following risks:
- Earthquake, Fire, and Shock
- Typhoon
- Flood
- Smoke, Vehicle Impact, and Aircraft Explosion
- Riot, Strike and Malicious Damage
- Broad Water Damage
- Accidental Bursting and/or Overflowing of Water Tanks, Pipes and Apparatus
- Sprinkler Leakage
- Landslide/Subsidence
- Robbery/Burglary
LIC Fire Insurance also provides HomeShield Insurance, Business Interruption Insurance, and Commercial All Risk Insurance for your property.