LIC Travel Assistance Plan

Liberty Travel Assistance Plan

INTERNATIONAL OUTBOUND TRAVEL

r What is the importance of Travel Insurance?

The need for protection from the accumulation of debt associated with expensive medical treatment while traveling is a major reason why one should consider obtaining Travel Insurance.

The decision to travel always poses a whole range of risks to one’s own personal safety and financial security. While on holiday, emergency situations can have a great financial impact that can result in heavy bills.

r What is LIC Travel Assistance Plan (International Outbound Travel)?

Liberty Insurance Corporation offers a wide range of benefits under its Travel Insurance and/or Assistance Program adapted to a customer’s destination and the activities in which they may partake in. Our Travel Insurance and/or Assistance Program can meet the unique needs of every traveler. It covers travel periods from just few days to one (1) year.

r Who may avail LIC Travel Assistance Plan (International Outbound Travel)?

  • Individual Plan

Individual travelling via airway abroad from the Philippines. As defined under the program, Insured are those Filipinos travelling as fare-paying passenger on a commercial scheduled flight outside of the Philippines or Foreigners, officially residing in the Philippines at the time of purchase of policy, living/working/studying, who want to travel as fare-paying passenger on a commercial scheduled flight outside of the Philippines to a Third-Party Country.

  • Family Plan

Under the Family Policy, Insured as defined under the program, composed of a maximum of five (5) Family Members including Principal Insured: Spouses and Children ages one (1) to twenty-five (25) years old,. travelling together to the same destination with the same travel dates and conveyances.

r What is the Age Limitation for LIC Travel Assistance Plan (International Outbound Travel)?

Age eligibility is one (1) to eighty-five (85) years old.

r What are the Unique Features of LIC Travel Assistance Plan (International Outbound Travel)?

  • Cashless
  • Coverage starts and ends 24 hours before departure and after arrival
  • Shorter Day Bands
  • Includes Follow-up Treatments
  • Accredited with Schengen Countries and other European Countries
  • Partnered with the Largest Traveller Assistance Network in the World – Ibero Asistencia

r What are the Plans under LIC Travel Assistance Plan (International Outbound Travel)?

  • Asia
  • USA and Canada
  • Worldwide
  • Schengen

r What are the Coverages and Benefits under LIC Travel Assistance Plan (International Outbound Travel)?

  • Personal Assistance

– Personal Accident

– Personal Liability

  • Emergency Medical Assistance

– Medical and Hospitalization Expenses including Follow-Up Treatment

– First Medical Assistance (in case of Pre-existing illness)

– Hospital Income

– Medical Evacuation or Repatriation

– Emergency Dental Care

– Delivery of Medicines

– Repatriation of Mortal Remains

– Repatriation of one (1) Family Member travelling with the Insured/Child Guard

– Compassionate Visit

  • Travel Inconvenience Assistance

– Trip Cancellation

– Trip Curtailment

– Delayed Departure

– Missed Connecting Flight/Flight Diversion

– Aircraft Hijack

– Compensation for in-flight loss of checked-in baggage

– Loss of Travel Documents

– Compensation for delay in the arrival of luggage (for Outbound Trips only)

– Location and forwarding of baggage and personal effects

  • Other Coverages and Benefits

– Advance of Money

– Advance of Bail Bond

– Relay of Urgent Messages

– Funeral Assistance

DOMESTIC TRAVEL

r What is LIC Travel Assistance Plan (Domestic Travel)?

Liberty Insurance Corporation offers a wide range of benefits under its Travel Assistance Plan adapted to a customer’s destination within the Philippines and the activities in which they may partake in. Our Travel Insurance list of benefits is very flexible and is able to meet the unique needs of every traveler. It covers travel period from just few days to three (3) months.

r Who may avail LIC Travel Assistance Plan (Domestic Travel)?

  • Individual
  • Group

r What is the Age Limitation for LIC Travel Assistance Plan (Domestic Travel)?

Age eligibility is one (1) to sixty-five (65) years old.

r What are the Features of LIC Travel Assistance Plan (Domestic Travel)?

  • Reimbursement
  • Coverage starts and ends 3 hours before departure and after arrival

r What are the Coverages and Benefits under LIC Travel Assistance Plan (Domestic Travel)?

  • Personal Assistance

– Personal Accident

  • Accidental Death and Disablement
  • Unprovoked Murder and Assault
  • Accidental medical Reimbursement
  • Burial Assistance
  • Daily Hospital Cash (due to accident and sickness: maximum 7 days)
  • Emergency Medical Assistance

– Emergency Medical Evacuation or Repatriation

  • Travel Inconvenience Assistance

– Trip Cancellation

– Trip Curtailment

– Delayed Departure

  • Food Allowance (minimum of 6 hours delay)
  • Hotel Accomodation (minimum of 12 hours delay)

– Flight Diversion

– Hijack (maximum of 5 days)

– Baggage delay

– Inconvenience/Cash Assistance due to Baggage Delay

– Loss of Baggage/Damage to Baggage

– Loss of Travel Documents

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