Motorcycle Protect

As motorcycle rider, you should take great care with caution each time you step on your motorcycle. It’s always better to be safe than sorry whenever you’re on the road.

There are a lot of reasons for motorcyclists to secure an insurance. It protects you against collision coverage, bodily injury to others injured, property damage to the motorcycle, covering medical bills for the rider if they are injured while riding and a lot more.

With LIC Motorcycle Protect. Having the following coverages could give you peace of mind in the unfortunate event of a road accident.

  • Compulsory Third Party Liability (CTPL)

is a basic coverage required by the law that every vehicle owner needs to get before registering a vehicle with the Land Transportation Office (LTO). CTPL will protect the motorcycle owner in case of a road mishap resulting to death, disablement,injuries and/or medical expenses to third parties.

  • Comprehensive Cover

Insurance coverage for your motorcycle that provides protection for you, your motorcycle and third parties in case of an accident.

  • Loss/Damage (L/D) or Own Damage/Theft (OD/Theft)

Protects your motorcycle from the damages through an accident and insurance against theft.

  • Excess Bodily Injury

This coverage pays liability in excess of limit under CTPL.

  • Third Party Property Damage

Provides coverage for damages to third party vehicles or properties that have been damaged by the insured person.

  • Unnamed Driver Personal Accident (UDPA)

Covers accidental death of the driver of the motorcycle caused by and accident while he/she is riding on the insured motorcycle